At Family Quick Care, we believe there is a
healthcare crisis. More and more working families are either unable to
afford healthcare insurance, or are having to pay higher deductibles or
co-pays. Many companies are already going to higher deductible
insurance plans along with health savings accounts to help offset the
rising cost of healthcare.
It is
estimated that 25-50% of what you pay when you go to a physicians office
goes to insurance and billing costs. The physician likely only gets
about 30% of that visit. So why are we paying the insurance companies
so much when healthcare is so expensive? By cutting out the 'middle
man', Family Quick Care is able to offer healthcare visits for the most
common acute illnesses for only around $39.00. For those with
insurance, you will be given a receipt that you can submit to your
insurance for reimbursement (or save until you meet your deductible).
We believe that we can be part of the
solution to the healthcare crisis. While we don't advocate not having
any health insurance, we believe that the future will require families
to purchase 'catastrophic' or high deductible insurance. While you
should always have health insurance in case you are hospitalized for a
major illness, the more simpler visits can simply be paid for in cash
or by means of a health savings account. You can think of it similarly
to automobile insurance. Everyone is required to have automobile
insurance in case of an accident, but you pay for the tune-ups and
oil-changes yourself.
* In 2004, minimum health insurance for a
family cost around $9000/year. Catastrophic health insurance cost
around $3000/year. That's $6000 in savings. Even if you pay $1000 for
all your doctor visits/year, you'll be saving $5000 for the year!
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